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Money Life & Living in Spain - Made Easy!


Info & Guides

Our latest useful information and guides relating to money life and living in Spain

International Schools Costa del Sol

We get asked a lot of questions about schools and the system of education in Spain. A lot these questions are answered in our . . . in Spain mini guides.  Being based in the Costa del Sol, we also often get asked by people moving to or planning to move to the area, about International

Modelo 720 Overseas Assets Declaration
What is Modelo 720?

Modelo 720 is the form which has to be completed by Spanish residents to declare overseas assets to the Tax Authorities.  The requirement applies to anyone who lives in Spain, who owns, or is beneficiary to overseas assets worth €50,000 or more. The Modelo 720 overseas assets reporting requirement, was introduced to clamp down on

What is QROPS?

QROPS – Qualifying Recognised Overseas Pension Scheme. A QROPS, or Qualifying Recognised Overseas Pension Scheme, is an overseas pension scheme that HM Revenue & Customs (HMRC) recognises as eligible to receive transfers from registered UK pension schemes. To gain qualifying status, the scheme must meet the requirements set by UK law, and have notified HM Revenue and Customs

EHIC – European Health Insurance Card

The EHIC, European Health Insurance Card allows anyone who is insured by or covered by a statutory social security scheme of EEA countries and Switzerland, to receive medical treatment in another member state free or at a reduced cost, when treatment becomes necessary during their visit, for example, due to illness or an accident. The

Inheritance Tax Allowance Increase in Andalucia

As of January 1st 2018, significant changes to the inheritance tax allowance came into effect in Andalucia.  These changes affect both expats who reside in the region, and non-residents who own assets such as holiday homes here. The generous move by the regional Government of Andalucia raises the inheritance tax allowance to 1 million euros, where

Classic Car Historical Rules Change

As in the UK, Spain has a system to identify and recognise Classic Cars.  Under Spanish rules, cars that meet the various criteria, can achieve the status of being of ‘historical’ and registered as Classic Car with ‘historical’ licence plates. The main identifying criteria is the age of the car.  For many years the defining

The Importance of a Spanish Will

The dictatorial form of Spanish Inheritance Law, means that for UK nationals that own assets in Spain, e.g. a property, a Spanish Will is very important consideration. Inheritance law in Spain follows a system of “Compulsory Heirs”, which means that the testator, (the person passing on an inheritance), cannot dispose their estate freely. Whilst common

Inheritance Law

Of all the issues that we discuss and provide information about on this site, inheritance law in Spain, is one of the most complex and we strongly advise anyone concerned about their affairs relating to this area to seek professional advice. In the European Union alone, every member state has different laws in relation to

Non-Residents Property Tax

Aside from Capital Gains, Wealth and Inheritance Taxes, non residents must pay tax on any income that arises in Spain. Income tax for non-residents is charged at a fixed rate of 19% if you are a resident in an EU or EEA country, and for non-residents from the rest of the world the rate is 24%. Non-Residents Property


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LifeStyle Group Spain
We help our clients navigate the often tricky waters of being an expat or foreigner in Spain, so they avoid unnecessary mistakes and costs, giving them more time and money to enjoy their lifestyle and make the most of their time in Spain.

Money Life & Living in Spain - Made Easy™
Overseas Lifestyle Services SL
Centro Commercial Cala Sol
Boulevard de la Cala - Local B5 1st Floor,
La Cala de Mijas - 29650,
Malaga, Spain
CIF B93599264
Tel: ES (+34) 951 255 877
Tel: UK +44 (0) 33 0001 0777
Email: getintouch@lifestylegroup.es
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