Nationals of non-EU countries require a visa to enter Spain, if the stay is intended to be more than 90 days.  The Schengen visa in most cases cannot be used to apply for residency in Spain.

There is an exception when an immediate family member is joining a family member who already lives in Spain and holds Spanish residency.   In all other circumstances a citizen of a non-EU country must apply for, and obtain a long stay visa through the Spanish Embassy in their home country.

Since UK has now left the EU, UK citizens / British nationals also have to apply for a visa if they want to live or work in Spain.

Once the visa has been issued, the applicant can travel to Spain and apply for residency and get their TIE, ‘tarjeta de identidad de extranjero‘.

The following is a summary of the main types of long stay visas that citizens of non-EU countries can apply for.

We wrote an article recently detailing that many British nationals living in Spain and other EU countries, have received letters from their UK banks telling them that their accounts will be closed at the end of 2020.  This due to no Brexit trade deal having been agreed.  

That article explained the impact of no Brexit trade deal on financial services providers in the UK.  After 31st December 2020, these service providers will not legally be able to carry on providing services to their expat clients who reside in Spain or other EU countries.

The Brexit transition period ends at the end of the year, and with it the financial services licence EU ‘passporting’ rights which allow UK firms to provide financial services in EU countries. 

As a result many providers, including Financial Advisers, are withdrawing their services as advisers where their client is a UK national living in the EU.  It is only a small minority of financial service providers that have taken the necessary steps to establish themselves in the EU so they can continue providing their services. 

It is therefore quite likely that from 2021, most expats living in Spain or other EU countries will not be able to receive advice or services from their UK Financial Adviser.  Clients and advisers alike who are affected by this, should be acting now to make alternative financial arrangements. 

ISA’s are very tax efficient ways to save or invest, as you pay no tax on savings interest, (not that you get any these days), and virtually no tax on investment returns. They are therefore usually the first type of saving or investment account that people will have.  For this reason, and the fact that there is a generous annual allowance to save into them, you like many other may have built up sizeable amounts in ISA’s.

You may also have reached, or be approaching retirement, and relying on this tax efficient ISA nest egg, to provide extra income to supplement your pension.  For some, an ISA may even be their ‘pension’.

ISA’s and moving to Spain

So if you’re moving, or have moved to Spain, can you keep your ISA?  The short answer is yes.  According to gov.uk:

If you open an Individual Savings Account (ISA) in the UK and then move abroad, you can’t put money into it after the tax year that you move (unless you’re a Crown employee working overseas or their spouse or civil partner).

You must tell your ISA provider as soon as you stop being a UK resident.

However, you can keep your ISA open and you’ll still get UK tax relief on money and investments held in it.

You can pay into your ISA again if you return and become a UK resident 

Great – you can keep your ISA, and continue to benefit from it’s tax efficiency!  Well not exactly.  When you move from the UK to Spain, you also move from the UK tax system to Spain’s tax system.  So you will continue to get UK tax relief, however your ISA will (or should), get Spanish tax treatment.

In Spain, the periodic road worthiness inspection, is the ITV. (Inspeccion Tecnica de Vehiculos – Vehicle Technical Inspection).  Like the UK MoT test, it’s mandatory for all road going vehicles, and driving without a valid ITV can result in fines.

When Does The ITV have to be done?

The frequency of the ITV test depends on the age and type of vehicle.  New cars are first tested after 4 years and must be inspected every 2 years thereafter, until they reach 10 years of age. Any car over 10 years of age has to be tested annually.

Motorcycles, mopeds and quad bikes are first tested after 5 years, after which the test is due every 2 years. Caravans are first tested at 6 years, after which the test is due every 2 years.

If a vehicle has been involved in a serious accident, it also has to undergo an ITV assessment after being repaired, to confirm its road worthiness.

Registering Classic Cars in Spain

The process of assigning a registration number to a Classic Car in Spain is more or less the same as that for a normal car.  However the car will have to go through more vigorous checks before it can be passed.  There is no differentiation in regard to age of vehicle and the registration number issued.  So a 50 year old classic Ferrari brought to Spain from another country, and a brand new Nissan Micra, could end up with consecutively numbered plates.

This is quite different to the UK for example, where vehicle registration numbers have a year marker, so you can know the cars are from the number plate.  Spanish vehicle registration numbers have no age identifier.

From a Classic Car perspective, this means that, if you’re bringing your pride and joy 1964 Mercedes SL to Spain, when you register it, you will end up with a registration number that doesn’t fit with the age of the car.  The registration will be just like any other regular new cars registered at the same time. Not great for prestige.

Spain does not have a system to issue personalised licence plates.  It does however have a system to identify and recognise Classic Cars.  Cars that qualify can achieve the status of being certified as a ‘historical vehicle’.  Classic Cars with this status can be registered with historical licence plates, so the owner can enjoy the kudos of having their beloved motor officially recognised and marked as a Classic Car.

Getting ‘historical vehicle’ status for a Classic Car, also brings with the added perks of cheaper insurance, longer gaps between ITV´s and road tax exemption.

The starting qualifying criteria is the age of the car, the qualifying age being 30 years.  The age for a Classic Car in Spain used to be 25 years, however was changed to 30 years in May 2018.  This change was not retrospective.  Classic Cars that already had historical number plates kept them.

The Convenio Especial is Social Security scheme which allows individuals who don’t otherwise qualify Spanish state healthcare, to make voluntary social security payments to access the system.

You can apply to register in the Convenio Especial scheme in your region, if you have been resident in Spain for 12 months.

The Convenio Especial social security payment is €60 per month if you are under 65, and €157 for those over 65, and gives you full access to the Spanish state healthcare system.  Pre-existing conditions are covered, however, general pharmaceutical prescriptions, ortho-prosthetics, dietary prescriptions and non-urgent medical transport are not.

What’s required to apply for Healthcare under the Convenio Especial?

You’ll need the following:

• Application form*
• Passport
• NIE, residency certificate or TIE (some places will not accept NIE – only green residency certificate or TIE)
• Padron Certificate
• Proof of non-entitlement to healthcare provided by another country

*Note – each autonomous region has its’s own application form and process.  Below is is a link to the form for the region of Andalucia:

We get asked a lot of questions about schools and the system of education in Spain. A lot these questions are answered in our in Spain mini guides.  Being based in the Costa del Sol, we also often get asked by people moving to or planning to move to the area, about International Schools in Costa del Sol, so we’ve created a list of those that we know.

International Schools Marbella:

The ‘padrón’ is the municipal register of inhabitants.  It records how many people are registered as living in each Town Hall ‘municipality’.  The list is also used by the National Institute of Statistics, the INE, (Instituto Nacional de Estadística de España) to complete a national census every year.  The word ‘padrón’ is an abbreviation of the word ’empadronamiento’ which means census.

The Origin of the ‘Padrón’

The origins of the ‘padrón’ have been traced back by historians to a census conducted in Spain called the `Secretaría de la Balanza´ who put forward the national control of the population – the `Padrón de Calle-Hita’.  Today’s laws regarding the ‘padrón’ stipulate that everybody who resides in Spain should be registered on it.  Part time residents, such as holiday home owners can register voluntarily.

When you register you are given a certificate, (certificado de empadronamiento), which is often required by the authorities as proof of where you live, when you use or apply for public services. The registry entry should therefore also record all the names of all people living at the address, including children, so that they appear on the certificate, as well.

Some examples of things that a padrón certificate is required for are-

The NIE (Número de Identificación de Extranjero), meaning –  Foreigners Identification Number, is the identification number issued to people who are not a Spanish nationals.

The National Police, (Cuerpo Nacional de Policia), handle the issue of NIE’s, and any one planning to carry out a transaction in Spain, e.g. buying a car, holiday home, or various other interests, needs to have one.

The NIE identifies you whenever you do something official, or which involves the authorities.  For example paying taxes, buying a property; signing a document at Notary; starting a business; or becoming a director of a Spanish company.

The NIE is not a fiscal (tax) residency identification – you can have a NIE and be fiscal resident in another country, however it is used to link payments to you that may be due, including tax amongst others. Both EU citizens and non-EU citizens are issued with NIE’s, and if you become resident, you keep the same NIE when you apply for your residence certificate or card.